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American Express® Platinum Card® — 2025 Benefits —  5x Membership Rewards Points 在 AmexTravel.com 消费获得 5 倍奖励积分 Earn 5x Membership Rewards® points on flights and prepaid hotels on AmexTravel.com booked by both you and your Additional Card Members. You earn 5x points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year. 主卡和附属卡会员在 AmexTravel.com 上预订航班或酒店可赚取 5 倍会员奖励积分。通过航空公司直接购买的航班或通过 American Express Travel 预订的航班，每年最多可获得 50 万美元的积分奖励。 ·The American Express Global Lounge Collection美国运通全球机场贵宾室Complimentary access to 1,400+ lounges‡ in over 500 airports across 650+ cities and counting. Find participating airport lounge at The Global Lounge Collection® or on the go with the latest version of the American Express® App. 免费进入全球 1400 多家贵宾室，通过 American Express App 查询具体信息，包括但不限于：The Centurion® Lounge、Delta SkyClub®、Priority Pass™ Select、Escape Lounges – The Centurion® Studio Partner、Plaza Premium、Lufthansa Lounges、Additional Global Lounge Collection Partner Lounges·$200 Hotel Credit200 美元酒店消费抵扣Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection1 bookings through American Express Travel using your Platinum Card®.** The Hotel Collection requires a minimum two-night stay.每年通过 American Express Travel 预订的 Fine Hotels Resorts 或 The Hotel Collection 酒店可获得高达 200 美元的账单抵扣。** The Hotel Collection 酒店需至少入住两晚。·$200 Airline Fee Credit200 美元航空抵扣Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account.每年 200 美元额度的账单抵扣，可用于支付航空公司的附加费用，如：托运行李费和机上餐饮费等。·Fine Hotels Resorts Program享誉全球的FHR酒店计划专属礼遇Everything you need to start your day: strong coffee and access to the outside world. When you book Fine Hotels + Resorts® with American Express Travel, essentials like daily breakfast for two and Wi-Fi are included. 全球超过 1500家 Fine Hotels + Resorts 酒店，为全球美国运通会员提供平均总价值近600美元的一系列专属标准礼遇，包括：中午12点提前入住、到店后客房升级、每日双人早餐、免费客房内 Wi-Fi、保证延迟至下午4点退房、赠送100美元的酒店体验消费抵扣额度等等。·$200 Uber Cash200 美元优步额度Platinum Card® Members get $15 in Uber Cash to use on eligible orders with Uber Eats and rides with Uber in the US monthly, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.每月可获得 $15 Uber Cash，用于美国境内的 Uber Eats 订单或打车服务，12 月额外赠送 $20，总计每年可省 $200。·$199 CLEAR® Plus Credit$199 美金的 CLEAR® Plus 报销Receive up to $199 in statement credits per calendar year after you sign up and pay for a CLEAR® Plus Membership (subject to auto-renewal) with your Platinum Card®.使用运通卡支付 CLEAR® Plus 会员费用（需自动续费）每年最高可享$199美金的信用额度。·The Hotel Collection美国运通THC酒店计划The Hotel Collection is made up of over 1,000 high-quality, upscale hotels, handpicked for you in our favorite destinations.涵盖全球 700多家精品和设计风格的酒店及度假村，通过美国运通预订 The Hotel Collection 酒店，连续入住两晚或以上，可获得到店后客房升级、以及最低 100美元的酒店体验消费抵扣额度。·Hilton Honors™ Gold Status希尔顿荣誉客会金卡会籍With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points.希尔顿金卡会员，入住希尔顿集团旗下的酒店，可享每日双人早餐、延迟退房、优先办理入住等等。·Marriott Bonvoy® Gold Elite Status万豪旅享家金卡会籍As a Platinum Card Member, you can receive Marriott Bonvoy Gold Elite Status without meeting any stay requirements. Enrollment required. Terms and limitations apply.万豪金卡会员，入住万豪酒店集团旗下的酒店，可享延迟退房、优先办理入住等。·Fee Credit for Global Entry or TSA PreCheck®TSA PreCheck® 或 Global Entry 计划的报销Receive either a $120 statement credit for a Global Entry Fee or a statement credit of up to $85 for a 5-year membership for TSA PreCheck® application fee when charged to your Platinum Card®. Applicants approved for Global Entry will receive access to TSA PreCheck® at no additional charge.申请 TSA PreCheck® 或 Global Entry 服务计划，可分别获得 $85 或 $120 美金的报销额度（5 年的 TSA PreCheck® 会员）通过 Global Entry 审核后，可免费享受 TSA PreCheck® 服务。·Global Assist® Hotline全球救援专线When you travel over 100 miles from home, get 24/7 access to help with many emergency situations from select emergency coordination and assistance services with Global Assist® Hotline. Card Members are responsible for costs charged by third-party service providers.在距离居住地 100 英里以上的旅行出现意外时，可通过 Global Assist® Hotline 享受 24/7 紧急协助服务，包括医疗和法律转介、紧急现金汇款和行李丢失援助。·International Airline Program国际航空计划Lower fares on the best seats in the house. There’s no need to shop around when you book the International Airline Program through American Express Travel. Enjoy savings on international First, Business, Premium Economy seats on over 20 world-class airlines.通过 American Express Travel 预订国际航班时，无需费心比价，在 20 多家全球航空公司中，享受国际头等舱、商务舱和高端经济舱票价优惠。·Platinum Destinations® Vacations高端假期礼遇Get one (1) extra Membership Rewards® point per eligible dollar spent on qualifying vacation packages with your American Express® Card, after you pay in full for the package.使用运通卡支付度假产品套餐，每消费一美元即可额外获得 1 点的Membership Rewards会员奖励积分。·Cruise Privileges Program (CPP)专属游轮计划Get up to $300 in valuable benefits when you book a qualifying voyage through American Express Travel. 通过 American Express Travel 预订邮轮行程，可享受高达 $300 的优惠。·Premium Global Assist® Hotline高端全球援助服务Learn how Premium Global Assist® Hotline can help you. 提供全天候紧急援助和协调服务，包括医疗、法律和财务转介。紧急医疗运输援助仅在获得 Premium Global Assist Hotline 批准和协调的情况下才可免费提供。·Car Rental Privileges专属租车礼遇Enjoy complimentary premium status for a number of car rental programs. Once enrolled in a program, receive upgrades when available, discounts, and priority service for your next car rental at participating locations. Enrollment Required. Benefit limited to Platinum Card. Terms and limitations apply.可尊享包括：Avis Preferred Plus、Hertz Gold Plus Rewards、National Car Rental Emerald Club Executive 租车公司的高级会员，包括：车型升级、租车折扣以及优先取车等。·Premium Car Rental Protection高端车辆保险（用于租车）When you use your enrolled Card to pay for rental charges for a Rental Car, you can enjoy primary coverage for Theft of or Damage to a rental vehicle and excess medical coverage if you are injured in an accident. Fees, coverage limits and coverage areas apply. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Refer to your description of coverage for a complete list of excluded vehicles. This product does not include liability coverage.使用运通白金卡（百夫长系列）支付租车费用，可享受车辆盗窃、损坏的主要保险以及因事故受伤的额外医疗保障。·Car Rental Loss and Damage Insurance车辆被盗及损坏保险（用于租车）Can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use Your Eligible Card to reserve and pay for an Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.在特定的地区使用运通白金卡（百夫长系列）支付全额租车费用并拒绝租车公司提供的碰撞损害豁免（CDW）时，该保险可覆盖租赁车辆的损坏或被盗。注意：该服务不适用于澳大利亚、意大利和新西兰。次产品为次级保险，不包含责任保险。·Trip Cancellation and Interruption Insurance旅行行程取消和行程中断保险If you purchase a round-trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, we may be able to help. Terms, conditions and limitations apply.使用运通白金卡（百夫长系列）支付整个往返旅程的费用，因涵盖原因导致行程取消或中断，可报销使用该运通白金卡（百夫长系列）购买的不可退款的机票等费用，每次最高 10000 美元，每张卡连续 12 个月最高 20000 美元。·Baggage Insurance Plan 行李保障计划Can provide coverage for lost, damaged or stolen Baggage when traveling on a Common Carrier Vehicle (e.g. plane, train, ship or bus) when the Entire Fare has been charged to your Eligible Card. Coverage limits apply. Please read important exclusions and restrictions.搭乘公共交通工具（飞机、火车、轮船、巴士）旅行并使用运通白金卡（百夫长系列）支付全额费用；在行李遗失、损坏或被盗可获得保险赔付。托运行李最高可获 2000 美元赔付，托运行李和随身行李最高可获 3000 美元赔付。如超出赔付范围，保险每次承保行程的总赔付限额为 3000 美元。对于纽约州居民，每位承保人每件行李/手提箱的赔付限额为 2000 美元，所有承保人每次承保行程的总赔付限额为 10000 美元。·No Foreign Transaction Fees免货转（在非美元交易地区）No matter where you're traveling, when you use your Platinum Card® there are no foreign transaction fees.使用运通白金卡（百夫长系列）消费，均无外汇交易手续费。·The Centurion® Lounge Complimentary Guest Access尊享美国运通 Centurion® Lounge 贵宾室服务（携伴免费）Receive Complimentary Guest Access for up to two guests per visit to The Centurion® Lounge after spending $75,000 in eligible purchases in a calendar year.每年消费累计达 $75000 美金后，可享受 Centurion® Lounge 两位宾客的免费携伴服务。·Purchase Protection 购买保护Your Covered Purchases can be covered when they're accidentally damaged, stolen, or lost for up to 90 days from the Covered Purchase date with your Eligible Card.用运通卡购买的商品，在购买后90天内因意外损坏、被盗或丢失，可享受赔付。·Return Protection 退货保护With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.如购买的商品商家拒绝退货，可在购买后90天内将符合条件的商品退还至American Express。每件商品最高退款$300美金，每账户每年累计退款上限为$1000美金，退货不包含运费和手续费，仅适用于美国（含海外领土）。·Extended Warranty 延长保修When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.用运通卡支付所购买商品的费用，可在原厂保修期基础上延长一年，适用于保修期在5年或以下的商品，仅限美国（含海外领土）。·Trip Delay Insurance旅行延误险If you purchase a round-trip entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, we may be able to help. Terms, conditions and limitations apply.行程延误超过6小时，并使用运通白金卡（百夫长系列）全额支付行程费用，每次行程最高 500 美元，每张符合条件的信用卡连续 12 个月最多可索赔 2 次。·Cell Phone Protection 手机意外保障You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone for a maximum of up to $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.若手机受损或被盗，并使用运通白金卡（百夫长系列）支付手机号账单，可获最高$800/次赔付，每年最多2次，每次索赔需支付$50自付额。·Platinum Card Concierge美国运通礼宾服务Whether you need help making arrangements for a special dinner or purchasing tickets to a sought-after event, Platinum Card® Concierge can assist. Simply call the number on the back of your Card and select or say “Concierge” when prompted.享誉全球的美国运通（百夫长）礼宾服务，Base北美的可以拨打 800-525-3355 按 2 转礼宾部，可提供如：信息咨询、旅游建议及活动，火车票、渡轮、豪华轿车服务以及旅行所在地咨询。还可帮助持卡人预订世界各地的餐厅，与世界知名厨师合作，包括 Daniel Humm 和 Thomas Keller，提供独特的用餐体验，例如 Eleven Madison Park Summer House 等。以及音乐会、百老汇演出、体育赛事、美国运通预售的门票等。·Amex Auto Purchasing Program美国运通购车计划Get Upfront Price Offers‡ online and earn rewards by using your American Express Card toward the down payment or purchase price of your next vehicle.通过Amex平台获得优惠价格，并使用运通卡支付定金或购车费用以赚取奖励。·$240 Digital Entertainment Credit$240 美金的线上媒体订阅计划额度返现Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.每月可获得最多 $20 的账单返现，全年最高 $240（包括但不限于：Disney+, ,ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal ）。·Global Dining Access 运通全球餐饮计划Add your Platinum Card® to your Resy profile on the Resy app or website and unlock access to exclusive tables and events.包含了热门餐厅的优先订座等。·$300 Equinox Credit & SoulCycle At-Home Bike Credit$300 美金的 Equinox 和 SoulCycle 返现礼遇Take your workout to the next level when you use your Platinum Card. Get up to $300 back each calendar year on an Equinox+ subscription or an Equinox club membership (subject to auto-renewal). Plus, get $300 back when you purchase a SoulCycle at-home Bike in full.购买 SoulCycle 家用自行车可获额外 $300 美金返现。·Premium Events Collection美国运通线下高端活动邀请Premium Events Collection™ is a program that gives Platinum Card® Members exclusive access to extraordinary events. Terms and limitations apply. 涵盖了包括音乐、艺术、餐饮品鉴、娱乐等领域的活动，Premium Events Collection™ 体验是定制的，仅运通会员参与，不向公众开放。·Events with Amex美国运通专属活动Card Members enjoy special ticket access and presales to select can’t miss events across sports, music, theatre and more. Plus, benefits like Amex Fan Experiences and exclusive merchandise and offers can help elevate your experience at select events.享受特定体育、音乐、演唱会、戏剧等活动的门票预售和特别优惠，包含 Amex 粉丝体验及商品福利。·Walmart+ Monthly Membership Credit沃尔玛包月会员会费返现Receive a statement credit1 for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with your Platinum Card®.每月用运通卡支付沃尔玛会员费用（需自动续费），可获得账单返现，每月最高 $12.95 美金（加适用税费）。但不包括 Plus Ups 服务·Shop Saks with PlatinumSaks 购物返现Earn up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That's up to $50 in statement credits on a semi-annual basis.每年在 Saks Fifth Avenue 购物可获得最高 $100 的账单返现，每半年可返现 $50 美金。·ShopRunnerShopRunner 免运费Get free 2-day shipping* on eligible items at a growing network of 100+ online stores with ShopRunner. Enroll in complimentary membership as a benefit of your eligible Card.注册 ShopRunner 即可在 100 多家在线商店享受 2 天免费配送服务。·Amex Offers美国运通专属优惠Earn even more rewards with Amex Offers. Just log into the American Express® App, add offers to your eligible Card, and get rewarded on qualifying purchases. Terms Apply.通过在 American Express App 中添加，可以在符合条件的消费中获得奖励。·上述中文翻译仅供参考，如与英文有歧异，概以英文为准。 |
