14个月信用记录,AMEX2卡,苹果卡,秒拒

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14个月信用记录,AMEX2卡,苹果卡,秒拒
持有C1-14个月,AMEX GREEN 5个月,
申请ASP,秒拒,提示信用长度不够
APPLE ,秒拒,提示信用长度不够
BILT,还没结果,悬

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KPP2024-10-24 23:28
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17 个评论

幸褔配方  蓝钻会员  | 2024-10-24 17:54:07  中国台湾  | 显示全部楼层
Apple Card申到有Path to Apple Card就有機會了。
MUFC  钻石会员  | 2024-10-24 17:56:33  英国–英格兰  | 显示全部楼层
你要bilt有啥用
什么都让我分心  蓝钻会员  | 2024-10-24 18:01:24  江苏  | 显示全部楼层
继续攒信用
张戴霖  银卡会员  | 2024-10-24 18:21:49  罗马尼亚  | 显示全部楼层
幸褔配方 发表于 2024-10-24 17:54
Apple Card申到有Path to Apple Card就有機會了。
path to apple card没有了吧
Caibb  蓝钻会员  | 2024-10-25 08:50:10  上海  | 显示全部楼层
14个月还说你不够长啊。。。难度越来越高。
詹姆斯棒的  金卡会员  | 2024-10-25 10:28:30  江苏  | 显示全部楼层
我没有SSN ITIN都下了amex2卡了,再试试。需要可refer
幸褔配方  蓝钻会员  | 2024-10-25 10:49:19  中国台湾  | 显示全部楼层
张戴霖 发表于 2024-10-24 18:21
path to apple card没有了吧
截圖自美國金融媒體2024.10.4文章,內文並無提及您說的問題,參考下。 14个月信用记录,AMEX2卡,苹果卡,秒拒
justsopp  钻石会员  | 2024-10-25 14:24:30  美国  | 显示全部楼层
两年多了都还妙拒、或者是新容易批卡、但容易卡id
飞客688667  白金会员  | 2024-10-25 16:28:41  上海  | 显示全部楼层
我记得Apple Card有12个月以后就不会提示信用长度不够了,而且会出Path to Apple Card
Leo330  白金会员   楼主 | 2024-10-25 16:48:19  重庆  | 显示全部楼层
幸褔配方 发表于 2024-10-25 10:49
截圖自美國金融媒體2024.10.4文章,內文並無提及您說的問題,參考下。
Your application has been reviewed.
Thank you for your interest in Apple Card. Goldman Sachs Bank USA has reviewed your application, and it was not approved at this time because:
    You have insufficient credit history
Learn more
This decision will not impact your credit score.
This decision was based in whole or in part on a report from the consumer reporting bureau(s) listed below. The bureau(s) themselves played no part in making this decision and are unable to supply specific reasons why your credit request has been denied.
You have a right under the Fair Credit Reporting Act to know the information contained in your credit file. You also have a right to a free copy of your report from the reporting bureau(s), if you request it no later than 60 days after you receive this notice. In addition, if you find that any information contained in the report(s) you receive is inaccurate or incomplete, you have the right to dispute the matter with the reporting bureau(s).
TransUnion Consumer Solutions
P.O. Box 1000
Chester, PA 19016-2000
1-800-916-8800          
Thanks again for your interest in Apple Card.
我收到的信
然后我的美国卡都是每月按时还款,支票账户里有10000多一点,
但是我最近消费不多,冲港卡开卡礼去了
Leo330  白金会员   楼主 | 2024-10-25 16:48:58  重庆  | 显示全部楼层
詹姆斯棒的 发表于 2024-10-25 10:28
我没有SSN ITIN都下了amex2卡了,再试试。需要可refer
我也是看很多人,几个 月就2卡了,擦
幸褔配方  蓝钻会员  | 2024-10-25 17:18:13  中国台湾  | 显示全部楼层
Leo330 发表于 2024-10-25 16:48
Your application has been reviewed.
Thank you for your interest in Apple Card. Goldman Sachs Bank USA has reviewed your application, and it was not approved at this time because:
    You have insufficient credit history
Learn more
This decision will not impact your credit score.
This decision was based in whole or in part on a report from the consumer reporting bureau(s) listed below. The bureau(s) themselves played no part in making this decision and are unable to supply specific reasons why your credit request has been denied.
You have a right under the Fair Credit Reporting Act to know the information contained in your credit file. You also have a right to a free copy of your report from the reporting bureau(s), if you request it no later than 60 days after you receive this notice. In addition, if you find that any information contained in the report(s) you receive is inaccurate or incomplete, you have the right to dispute the matter with the reporting bureau(s).
TransUnion Consumer Solutions
P.O. Box 1000
Chester, PA 19016-2000
1-800-916-8800          
Thanks again for your interest in Apple Card.
我收到的信
然后我的美国卡都是每月按时还款,支票账户里有10000多一点,
但是我最近消费不多,冲港卡开卡礼去了
樓主拒信理由是信用歷史短,雖有C1的14个月但加上AMEX GREEN 5个月平均是9.5個月,建議先不要申卡,待平均信用歷史為1年後再試試。
Leo330  白金会员   楼主 | 2024-10-25 18:09:55  重庆  | 显示全部楼层
詹姆斯棒的 发表于 2024-10-25 10:28
我没有SSN ITIN都下了amex2卡了,再试试。需要可refer
拒了,马上就申请了黄金,秒取消,说已经拒过了。。。。。。。
Leo330  白金会员   楼主 | 2024-10-25 18:10:20  重庆  | 显示全部楼层
幸褔配方 发表于 2024-10-25 17:18
樓主拒信理由是信用歷史短,雖有C1的14个月但加上AMEX GREEN 5个月平均是9.5個月,建議先不要申卡,待平 ...
按这么说,如果我只有1个卡,就是14个月了。。
幸褔配方  蓝钻会员  | 2024-10-25 18:29:34  中国台湾  | 显示全部楼层
本帖最后由 幸褔配方 于 2024-10-25 19:40 编辑
Leo330 发表于 2024-10-25 18:10
按这么说,如果我只有1个卡,就是14个月了。。
是的,平均信用歷史是這麼算的,剛寫好的帖子大佬可參考下。
https://www.flyert.com.cn/t-4680671-1-1.html?utm_content=thread&utm_term=4680671&fromuid=3081147&utm_medium=share_ios&utm_source=copylink

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