$0
For each withdrawal, balance inquiry or transfer using a non-HSBC
ATM. (You may also be charged additional fees by the ATM operator
or network used including a fee by another HSBC entity operating
ATMs outside the U.S.)
免的只是万事达那3%,ATM机方要是额外收费的话不免的。
另外这个货币转换汇率应该还是HSBC的差汇率而不是走的Mastercard的转汇