已经申请了Monzo超过3个月,心血来潮决定申请一下Chase uk,使用的地址是Monzo的地址,Monzo上有信用分,但是非常低,只有533,并且最近没有涨过,满分是710.申请时提供了手机号,拍了护照和自拍照,结果最终还是被拒了,还是等使用Monzo半年之后再试试吧。
总结可能导致被拒的原因:
1.信用分过低
2.地址有问题
3.信用历史时间太短?
4.虚拟号不被接受?
被拒全文如下
Dear All,
We'd like to thank you for considering Chase as your bank. Unfortunately, we're unable to open an account for you.
As part of our application process, we check the eligibility of our applicants against a range of criteria. Regrettably, in this instance, you did not meet these.
Our decisions are also based on information we hold from credit agencies, such as Experian, Equifax and TransUnion. We recommend checking your credit file for anything that could be affecting your applications for financial products and services. We also recommend that you check that the address you provided is your current one.
We use information provided to us by other third parties such as Cifas [PDF], the UK's fraud prevention service, that could be affecting your eligibility.
We understand this may cause you some inconvenience and we apologise for that. If you feel that we don’t have all the information we need to be able to open your account or you're not happy with this decision, please call us on 0808 234 1115 (or +44 203 493 0829 if you’re abroad).
Yours sincerely,
Chase Support Team