14个月信用记录，AMEX2卡，苹果卡，秒拒

14个月信用记录，AMEX2卡，苹果卡，秒拒

持有C1-14个月，AMEX GREEN 5个月，

申请ASP，秒拒，提示信用长度不够

APPLE ，秒拒，提示信用长度不够

BILT，还没结果，悬

Apple Card申到有Path to Apple Card就有機會了。

你要bilt有啥用

继续攒信用

幸褔配方 发表于 2024-10-24 17:54

Apple Card申到有Path to Apple Card就有機會了。

path to apple card没有了吧

14个月还说你不够长啊。。。难度越来越高。

我没有SSN ITIN都下了amex2卡了，再试试。需要可refer

张戴霖 发表于 2024-10-24 18:21

path to apple card没有了吧

截圖自美國金融媒體2024.10.4文章，內文並無提及您說的問題，參考下。

两年多了都还妙拒、或者是新容易批卡、但容易卡id

我记得Apple Card有12个月以后就不会提示信用长度不够了，而且会出Path to Apple Card

幸褔配方 发表于 2024-10-25 10:49

截圖自美國金融媒體2024.10.4文章，內文並無提及您說的問題，參考下。

Your application has been reviewed.

Thank you for your interest in Apple Card. Goldman Sachs Bank USA has reviewed your application, and it was not approved at this time because:

    You have insufficient credit history

Learn more

This decision will not impact your credit score.

This decision was based in whole or in part on a report from the consumer reporting bureau(s) listed below. The bureau(s) themselves played no part in making this decision and are unable to supply specific reasons why your credit request has been denied.

You have a right under the Fair Credit Reporting Act to know the information contained in your credit file. You also have a right to a free copy of your report from the reporting bureau(s), if you request it no later than 60 days after you receive this notice. In addition, if you find that any information contained in the report(s) you receive is inaccurate or incomplete, you have the right to dispute the matter with the reporting bureau(s).

TransUnion Consumer Solutions

P.O. Box 1000

Chester, PA 19016-2000

1-800-916-8800          

Thanks again for your interest in Apple Card.

我收到的信

然后我的美国卡都是每月按时还款，支票账户里有10000多一点，

但是我最近消费不多，冲港卡开卡礼去了

詹姆斯棒的 发表于 2024-10-25 10:28

我没有SSN ITIN都下了amex2卡了，再试试。需要可refer

我也是看很多人，几个 月就2卡了，擦

Leo330 发表于 2024-10-25 16:48

Your application has been reviewed.

Thank you for your interest in Apple Card. Goldman Sachs Bank USA has reviewed your application, and it was not approved at this time because:

    You have insufficient credit history

Learn more

This decision will not impact your credit score.

This decision was based in whole or in part on a report from the consumer reporting bureau(s) listed below. The bureau(s) themselves played no part in making this decision and are unable to supply specific reasons why your credit request has been denied.

You have a right under the Fair Credit Reporting Act to know the information contained in your credit file. You also have a right to a free copy of your report from the reporting bureau(s), if you request it no later than 60 days after you receive this notice. In addition, if you find that any information contained in the report(s) you receive is inaccurate or incomplete, you have the right to dispute the matter with the reporting bureau(s).

TransUnion Consumer Solutions

P.O. Box 1000

Chester, PA 19016-2000

1-800-916-8800          

Thanks again for your interest in Apple Card.

我收到的信

然后我的美国卡都是每月按时还款，支票账户里有10000多一点，

但是我最近消费不多，冲港卡开卡礼去了

樓主拒信理由是信用歷史短，雖有C1的14个月但加上AMEX GREEN 5个月平均是9.5個月，建議先不要申卡，待平均信用歷史為1年後再試試。

詹姆斯棒的 发表于 2024-10-25 10:28

我没有SSN ITIN都下了amex2卡了，再试试。需要可refer

拒了，马上就申请了黄金，秒取消，说已经拒过了。。。。。。。

幸褔配方 发表于 2024-10-25 17:18

樓主拒信理由是信用歷史短，雖有C1的14个月但加上AMEX GREEN 5个月平均是9.5個月，建議先不要申卡，待平 ...

按这么说，如果我只有1个卡，就是14个月了。。

Leo330 发表于 2024-10-25 18:10

按这么说，如果我只有1个卡，就是14个月了。。

是的，平均信用歷史是這麼算的，剛寫好的帖子大佬可參考下。

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